Unlock Cash Without Leaving Home

If you’re over 55 and own your home, you may be sitting on untapped value.

A lifetime mortgage, the most popular form of equity release, lets you unlock tax-free cash from your home while continuing to live there. This money can be used to supplement retirement income, gift to children, or make home improvements.

At Keyholder Mortgages, we provide FCA-regulated advice to help you weigh your options carefully.

Equity release is a big decision, so we take time to explain the benefits, risks, and alternatives—like downsizing—so you can make an informed choice.

Key Features:

Stay in your home while accessing cash

Tax-free lump sum or flexible withdrawals

No monthly repayments required—loan is repaid when you pass away or move into care.

Considerations:

It may reduce the inheritance you leave behind.

It can affect eligibility for certain benefits.

Interest rolls up over time unless you choose to pay it off.

Book a free consultation with Lois to discuss equity release and find out if it’s the right path for your future or
call us on 01787 209880.