Licensing

Licensing & Regulatory Information

At Keyholder Mortgages, your trust and confidence are our top priorities. We are fully authorised and regulated to provide mortgage and protection advice, giving you complete peace of mind that you’re working with a qualified, compliant, and ethical advisor.

Our Authorisation

 Keyholder Mortgages is a trading style of Cutting Edge Mortgages Ltd, which is authorised and regulated by the Financial Conduct Authority

FCA Number: 922009

You can verify our details on the Financial Services Register.

Our Services

We provide regulated mortgage and insurance advice, including:

First-time buyer mortgages

Home mover and remortgage products

Buy-to-let mortgages

Lifetime mortgages and equity release

Bridging loans

Life insurance, critical illness cover, and income protection

Your Protection

As an FCA-authorised firm, we follow strict rules designed to protect you as a client. This means:

We act in your best interests at all times

We provide advice tailored to your needs and circumstances

We explain all fees, products, and terms clearly before you commit

You have access to the Financial Ombudsman Service if you ever have a complaint

How We Are Paid

We may receive a commission from lenders and insurers for arranging products on your behalf. In some cases, we may also charge a broker fee — this will always be agreed and confirmed in writing before you proceed.

Our Commitment to Transparency

We believe in open, honest communication at every step. If you have any questions about our licensing, authorisation, or the services we provide, please get in touch.

📞 Phone: 01787 209880
📧 Email: [email protected]