Address: Pauls Farmhouse, Chursch Street, Belchamp St Paul. Essex. CO10 7DJ
Call: 01787 209880
Email: [email protected]
Our Services
From first homes to later-life lending, we offer tailored advice across a full range of mortgage and insurance solutions. Explore our services and discover how we can help you move forward with confidence.
At Keyholder Mortgages, we understand that no two financial journeys are the same. That’s why we offer a wide range of services to support you—whether you're stepping onto the property ladder, growing your portfolio, remortgaging, or planning for later life.
With over 30 years of experience and access to a broad panel of lenders, Lois and Harry provide clear, personal advice you can trust.
Explore our services below to see how we can help you secure the right mortgage or protection for your needs.
Mortgage Advice
We invite you to join us for an informal discussion, whether by phone, online, or in person, to assess your current financial situation and explore how we can help you achieve your goals.
Our dedicated team will source the best mortgage options available across the entire market, ensuring you find the perfect fit for your needs.
Discover our diverse range of lending products designed to meet your unique needs. Whether you're interested in bridging loans, lifetime mortgages, or buy-to-let mortgages, we have the right solution for you.
Let us help you navigate your financial journey with confidence and ease. Reach out today to find the perfect lending option for you.
Life Insurance, Mortgage Protection & Critical Illness Cover
At Keyholder Mortgages, we’re not just here to talk mortgages—we also care about protecting your financial future.
Income protection is one of the smartest (and most underrated) decisions you can make.
At Keyholder Mortgages, we’ll help you find the right income protection plan to fit your budget and lifestyle—without the jargon or the pressure.
We strongly recommend that all clients secure the necessary insurance for both their homes and personal belongings. We understand the importance of protecting your assets, which is why we are here to help you find the right coverage that suits your financial needs.
Let us assist you in ensuring peace of mind with the perfect insurance plan tailored just for you.
Bridging Loans
A bridging loan is a short-term finance option that helps you buy a new property before selling your current one, fund renovations, or complete auction purchases. It “bridges the gap” between buying and selling or covers immediate funding needs.
These loans are secured against property and are typically repaid through a sale or long-term mortgage. Bridging loans are fast and flexible, with higher interest rates due to their short-term nature.
At Keyholder Mortgages, we’ll help you understand if a bridging loan suits your goals and guide you through every step with clear, expert advice.
Lifetime Mortgages & Equity Release
An interest-only lifetime mortgage allows you to borrow against your home while making optional regular payments towards the interest. This flexible solution can help preserve the value of your estate and give you more control over your finances in later life.
At Keyholder Mortgages, we specialise in guiding you through your options with genuine care and expertise. Whether you want to manage your repayments or simply enjoy financial freedom, we’re here to support you every step of the way.
Buy-To-Let Mortgages
A buy-to-let mortgage is a type of loan designed for people who want to buy a property to rent out, rather than live in themselves.
Whether you're a first-time landlord or growing a portfolio, this kind of mortgage helps you invest in property with the goal of generating rental income—and possibly long-term growth in value.
We work with many Landlords and can advise and assist you navigate the various offers available in the marketplace with clear and concise advice.
Adverse Credit History
If you’ve had credit issues in the past—missed payments, CCJs, or defaults—it can feel like getting a mortgage is out of reach. But it’s not.
At Keyholder Mortgages, we specialise in finding solutions for clients with adverse credit.
With access to a wide range of lenders (including those who understand real-life financial setbacks), we’ll explore every option to help you move forward.
No judgement—just honest advice, expert guidance, and a plan that fits your circumstances.
Contact Info
Address: Pauls Farmhouse, Chursch Street, Belchamp St Paul. Essex. CO10 7DJ
01787 209880
Contact Info
Keyholder Mortgages is a trading style of Cutting Edge Mortgages Ltd, which is authorised and regulated by the Financial Conduct Authority FCA No 922009.
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